Investing in a frugal lifestyle

The term frugal can be defined in so many ways. Some people define it as only saving money and never spend a dime, some compare it to being cheap, some say that they live frugal even when they barely save money … Everyone has his own interpretation.

For me, being frugal is a lifestyle. It’s a way of living where you make your own individual choices of how you want to live your life, how you save your money, and most importantly how you want to spend it. It’s creating the possibilities for yourself to spend your money on the things that you want and are important to you, by saving money on other things. You can for example choose to live a very thrifty or frugal life in all aspects of life and place all the money that you have on a bank account, or you can save a lot of money on certain things, in order to be able to spend more money on other things that matter the most for you. There are so many possible ways of living frugal. Everyone is free to live the way he or she likes (that’s the beauty of life). I just think it’s wonderful that by means of small money saving changes, and by being careful with your money, you can stretch your budget and be able to do do so much more with it 🙂 … As I already mentioned in a previous post for my fiancé and I it’s not about having the biggest or most expensive car in the neighbourhood, or what other people may think about our car, house or even our lawnmower 😉 … for us it’s about saving some money on these things so we are able to take a leave of absence for two years, or retire several years earlier or do something we like. So we apply a frugal lifestyle with that thought in the back of our minds, but of course still live the way we want (yup we don’t save money on vacation and bubbles).

This blog really helped me (and my boyfriend) to live a more frugal life … (I’m only blogging for a year now). A frugal lifestyle is really an investment. You have to change habits and sometimes change your perspective on things, in order to become frugal in all aspects of your life and for example not only spending less money on one shopping trip. It’s not possible to completely change your life from one day to another and become frugal in all aspects. It’s a journey that takes time, one where you discover new things everyday.

I noticed that in the beginning of my frugal journey I only wondered what the best ways were to save money in the short term (which was good since step 1 is cutting all big expenses) … Now I’m starting to think more and more in the long run and start changing small things in my household that seem trivial but in the end help to waste less money. I really notice that I start questioning a lot of habits/things … (most of the time things that just became habits in the past). I’m also changing things and even buying things, in order to save more.

A few months ago I for example bought some pyrex dishes with a lid on. They were in promotion, I got 6 dishes for 20€. I really really like them, they are super convenient (I don’t know why I didn’t buy them sooner). It’s maybe silly that I’m so enthusiastic about it but now I can make lasagne in the dish, put the leftovers in the fridge with the lid on (no more changing dishes or wrapping paper needed) and the day after I can put it in the oven or microwave to heat it again. Or I just can put it in the freezer… I don’t know why I only discovered it a month ago :). It’s a nice investment. Another example are handkerchiefs. Until three months ago I used paper handkerchiefs all the time. I sneeze a lot and I didn’t like cloth ones as a child. However, three months ago I gave it a try to use a cloth one since paper ones actually cost a lot of money, and it’s also a lot of waste. I went to a very cheap store (Wibra) and found some incredibly cute kerchiefs from Daisy Duck, Plains and Minnie Mouse (I don’t like boring) … Ever since then I only used them (okey not when I was sick and had a running noise). I don’t know how much money I would save by using cloth handkerchiefs, but I think It’s better than paper ones and there is less waste. My boyfriend already used cloth handkerchiefs so I didn’t have to convince him :). I also bought a sandwich wrap (you had a glimpse of it in my blog) and try to use it all the time when taking my lunch to work. It’s much better then wrapping them in tinfoil. Another example is my cycle bag that I received as a birthday present of my parents… It’s so easy when I go to the store with my bike :).

So living a frugal lifestyle, or trying to live a frugal lifestyle is not just about spending less money or putting some extra money on your bank account and be done with it. You really have to invest in it! Every now and then you have to take a moment and wonder why you are doing what you are doing. Are you doing it because you really want to or because everyone else does it, are you doing it in a cost efficient way, or did you just create a habit without thinking about other possibilities (for example using dishes without lid, using paper handkerchiefs) etc… So in order to live a frugal lifestyle you really have to invest behaviourally, emotionally and sometimes even financially. All kind of small changes add up to big changes. It’s a journey that keeps on going. My boyfriend and I are going in the right direction and save a lot of money. We however still have a lot to learn. Hopefully we are able to in the end achieve our goal of retiring early! Without denying ourselves everything of course!

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